Invoice maker
Bill the work with the right tax, in English, French or both, check your customer can claim it back, and have the reminders ready if they pay late.
Help and background Back to the tool
How it works
- 1 Say who it's for, the date and when it's due. Pick English, French or both for the printed page.
- 2 Add what you did or sold, line by line. The tax for your province goes on by itself, and a deposit or earlier payment comes off the balance. Saved an estimate here? Bill its lines in one go.
- 3 Say how you get paid: an e-Transfer email, cheques, cash or a link. Add a monthly interest rate if your customer agreed to one, and the invoice shows the yearly rate too.
- 4 Print it or copy it into an email. When they pay, mark it paid and print the receipt. If they don't, the reminders are written and dated.
Free, with no account. Everything is worked out on this page: the customer, the amounts and the payments are never sent to us, put in a link or saved. Remember keeps only your business details, how you get paid and your lines, on this device, and only while it's on.
Good to know
- Can I charge interest when they pay late?
- Yes, if your customer agreed to it, best in your quote or contract before the work (verify). A rate given by the month has to show the yearly rate as well; without it, the Interest Act holds you to 5% a year. That's why the invoice prints both. Anything over 35% a year is Canada's criminal interest rate, and the tool warns you well before that.
- What does a business customer need to claim the tax back?
- A business that pays you GST/HST gets it back as an input tax credit, but only with an invoice that shows enough. At $100 it needs your GST/HST number; at $500, their name, the terms and what each line is. The panel checks this as you go, following the Input Tax Credit Information Regulations.
- Should my bank details go on it?
- No need. Give the email or phone number you get Interac e-Transfers at, and turn on Autodeposit so there's no security question to share. If something that looks like an account number goes in that box, the tool says so.
- Construction or renovation work in Ontario?
- Tick the box and the invoice becomes a “proper invoice” under Ontario's Construction Act: the period it covers, the contract, and who to pay with a title, phone and mailing address. The owner then has 28 days to pay, or 14 to give a notice of non-payment. Holdback isn't worked out here.
- How long do I keep invoices?
- Keep a copy of every invoice and receipt for six years after the tax year they belong to (verify), and number them in order so a missing one stands out. “New invoice” numbers the next one for you. CRA's guide for GST/HST registrants covers what to keep.
- Is this legal advice?
- Guidance, not legal advice. It follows the federal GST/HST, interest and criminal rate rules, and Ontario's Construction Act, as checked in October 2026. For a contract dispute or a large unpaid bill, talk to a lawyer or your accountant.
More in Know your numbers
Opens this winter
Card fee checker
Enter your monthly sales and fees. See if you're getting the lower small-business card rates.
Save it: a fair-rate payments quote
Opens this winter
HST calculator & receipts
Add or remove HST or GST for any province, and make a quick receipt or invoice.
Save it: receipts linked to your customers
Opens this winter
Break-even calculator
How many sales pay the bills, and you, each month. Then see the day of the month you start making money, and what a small price change would do.
Save it: your monthly costs and break-even, month by month
Opens this winter
Do I need a GST/HST number?
Type in your sales. See both $30,000 tests, the day GST/HST would start, and how many of your 29 days are left.
Save it: a sales watch that warns you before the line
Opens this winter
Quick Method compare
Your GST/HST return worked out both ways, and the point where CRA's Quick Method stops paying.
Save it: a yearly check that the Quick Method still pays
Opens this winter
Tax set-aside
How much of this week's takings to move to your tax account for GST/HST, income tax and CPP. One tap logs it, so tax time holds no surprises.
Save it: a set-aside log your bookkeeper can see
Opens this winter
Hourly rate finder
Start from the pay you need to take home. Get the rate to charge, with income tax, both halves of CPP, costs and unpaid hours worked in, and a price for every service.
Save it: your rate and price list, checked each year
Opens this winter
Cake pricer
Say the tiers and it counts the slices. Add what goes in and the hours it takes, and get a price that pays you for every one, with a quote and deposit to send.
Save it: your cake costs, hours and quotes
Opens this winter
Bouquet recipe costing
Write each design down as a recipe and price it the same way every time, flowers and hardgoods each with their own markup. See what fits a budget and the bunches to order for a run.
Save it: your stem prices, markups and recipe book
Opens this winter
Pour cost calculator
What every pour costs out of the bottle, keg or case, and that cost as a share of the menu price. See the price that hits your target, Ontario's minimum for each pour, and what heavy pours give away.
Save it: your bottle costs, pours, prices and targets
Opens this winter
Coffee & tea drink costing
Put in what you pay for beans, milk, syrup, cups and lids, and build each drink by the gram and millilitre. See what every drink costs for here and to go, what an oat milk swap really costs on a large, and what a milk price rise does to the whole menu.
Save it: your pantry, drink builds, add-ons and target
Opens this winter
Covers and table turns
Put in your tables, seating times and how long parties stay, and watch a full night play out table by table. See how many covers your room can seat each hour and each week, when to take bookings, and which change gets you the most covers.
Save it: your tables, services, times and party mix
Opens this winter
Consignor split calculator
Put in the tag price and your split, flat or by price, and see the consignor's payout after fees and what the shop keeps. Then plan the markdowns, find the tag that pays what they ask, and print their statement.
Save it: your split, fees, markdowns and sales list
Opens this winter
Snow pricing calculator
Measure the driveway, walks or lot and see what one push costs you, then price it per push, per snowfall, by the hour or for the season. See which way pays in a light or heavy winter, plan the storm-night route, and print the quote.
Save it: your sizes, rates, costs, winter and route times
Opens this winter
Split bill
Split a table's bill evenly, by item or by seat, with each share's own tax and tip and cash rounded to the nearest 5 cents. Tap who had what on the table, take the payments one by one, and print a slip for each person.
Save it: your province, tip and how tables usually split
Opens this winter
Discount margin check
Put in a price, what one costs you and a discount, and see what each sale still keeps and how many more sales it takes to keep as much. Compare every percent off on one curve, check a sale across the shop item by item, and see what a price rise could afford to lose.
Save it: your items, prices, costs, usual sales and card fee
Opens this winter
End-of-day till close
Count the drawer, keep tomorrow's float and see if you're over or short. Then print the bank deposit.
Save it: your daily closes and deposits
Opens this winter
Class pack & membership pricer
What every class has to bring in, and whether your drop-in, packs and memberships really pay. Then print the price board.
Save it: your price ladder and what it costs to run a class
Opens this winter
Price & food cost calculator
Costs went up? Find the price that keeps your margin, item by item.
Save it: your menu with costs and margins
Opens this winter
13-week cash flow
Week-by-week money in and out, so you see a short week before it comes. HST, payroll and tax due dates go in for you.
Save it: a forecast that rolls forward each week
Opens this winter
Bakery & food tax checker
Which food gets HST? Your menu sorted item by item, with the six-muffin and $4 rules worked out.
Save it: your menu with the tax on each item
Opens this winter
Holiday pay calculator
Who gets what for the next stat holiday, with the math shown, plus the notices to hand out first.
Save it: holiday pay worked out from your schedule
Opens this winter
Estimate & quote builder
Price a job line by line, offer good, better and best, and print an estimate that keeps you inside Ontario's 10% rule.
Save it: estimates linked to your customers
Opens this winter
Lesson package builder
Price a term, a pack and a single lesson so the deal is clear, then print the price sheet and quote a family in seconds.
Save it: your lesson prices and terms
Opens this winter
Paint calculator
Enter each room once. See it unfolded in your colours, and get the litres, the cheapest mix of cans and a job sheet to print.
Save it: every job's rooms and colours, ready to quote again
Opens this winter
Stock count & order
Count the shelves on your phone and get each supplier's order: what you'll have left when the truck comes, rounded up to whole cases.
Save it: your items, par levels and suppliers
Opens this winter
Tip pool splitter
Split the tip jar by hours, points or a kitchen share, with a slip for each person that shows the math and Ontario's tip rules built in.
Save it: tip payouts kept with your payroll
Opens this winter
Chair rent vs commission
Put one stylist's week through both deals. See what each side takes home a year, the rents that leave you both ahead, and the terms to agree.
Save it: your chair deals, side by side
Opens this winter
Power plan chooser
Time-of-Use, Ultra-Low Overnight or Tiered? Your bill and opening hours priced on all three Ontario plans, with the hours to run the big stuff.
Save it: a yearly check when the prices change
Opens this winter
Shelf tag maker
Price tags for plain letter paper, with the unit price worked out, honest sale lines and Product of Canada claims worded the way the rules read.
Save it: shelf prices kept with your items